Top 5 Best Stocks to Invest in for Newbies

Investing in the stock market at first can be a little intimidating. You might not know what stocks to pick. In that case, one of the best things to do is to start out simple by buying individual blue chip stocks. These stocks are growth companies with a long track record that pay dividends. You can start buying one or a few shares at a time and then buying more as you build your diversified portfolio.


As you learn to build your investment portfolio and buy and hold, you can start buying other stocks later on. But right now, let’s look at what a basket of stocks might look like for a newbie investor in 2017. Let’s start that basket of stocks with not only a high investment choice but a company that has recently done very well. Excellent quarterly earnings just met McDonald’s recent record high share price, and that makes this a great first dividend power stock to add to your portfolio. Look at the chart and yield for that stock.

Now that you have your first investment under your belt, it is time to move on to the second choice. Your second stock for your beginning portfolio is going to be another company with the same type of track record, the same record high price and also recent good earnings like VRX Options. The second building block of your portfolio is Disney. Now it’s time to move on to the third building block.

For your third stock, let’s think about the S&P 500 or anything you want may be in technology sector. One good rock solid play in the technology sector is Intel. Intel is also a good forward play when it comes to a value stock. Your 4th play, another power company, play yet, also a value stock, is General Electric, GE. Now for your 5th and final stock for your beginner portfolio. Let’s go with a Staples stock for your 5th and final play, although it’s not going to be the usual recommendation from experts, Proctor and Gamble. Let’s go with Church and Dwight Company (CHD) whose chart looks like it could mirror Proctor and Gamble in the future. Grow those companies first as a great beginner portfolio that is diversified and ready to perform.

Improving Your Productivity With Social Media Software Apps

If you want to get more done during the day, then you need white label social media marketing software that help with that. If you want to find the best apps, then you’ve come to the right place. This will help you to determine whether or not what you are looking at is good for you or is a waste of time.

Apps that save you time or the best kinds of apps. There should be a time management section on a lot of the software download sites. Or, you can use the search box to find what you’re looking for on that site. When you are looking for a nap, you need to sort the results by what is most popular. That way, you don’t have to go through all the junk that doesn’t work well for people. If you find something that’s new without very many reviews then you know to avoid it until other people have tried it unless it is free.

When you’re going to use a nap you need to make sure it’s safe to use with your device. This is especially important if you have a business because you don’t want your data getting out there. All too often do people not pay attention to their security when it comes to being online and then they regret it in the future. It’s not hard for someone to hack into your system if you download an app that you didn’t know much about. If anything, run the app by your IT guy if you have one and see if they have anything to say about whether or not you should use it.

You can improve your productivity with social media software apps. You just have to use the advice that you Go here > http://www.socialreport.com/social-media-scheduling-tool.html so you can find what you need without too much trouble.

The Advantages and Disadvantages of Sharing Your Apartment

Sharing living quarters with someone else is a common occurrence, yet many turn up their noses when it comes to this type of situation. It is certainly not for everyone, so consider all angles before you make this choice.

The main reason that many people decide to share an apartment with roommates NYC is quite simple; it is cheaper. Splitting living costs makes it more affordable for those who don’t have a heap of money to live in a better environment. For instance, someone who could barely afford to live in a small studio in a rough part of town can room with a few others and end up residing in a four-bedroom brownstone in an upscale neighborhood.

This may sound incredibly appealing, but you have to think about the not-so-great side of things. Living with others means that rules have to be followed. You cannot walk around nude when you like, invite friends over at random and leave your things all over the place. This space is shared, so you will have to respect others when deciding how to carry yourself. People who are not great at listening to others would certainly have a difficult time with this.

Someone else might be around at all times. This can be a right or wrong thing, depending on the situation. When the lights go off, and you need someone who is not afraid to head into the basement and take a look at the fuse box, this is perfect. On the flip side, it can be hard to plan a romantic evening for two when you live in an apartment with roommates.

There are advantages and disadvantages of sharing an apartment. Keep all of this in mind if you are looking for housing and weighing all of the options that are available to you.

What Is A Reverse Mortgage?

A reverse mortgage is a home equity loan designed for older homeowners who are 62 years or above. The borrower doesn’t need to make monthly mortgage payments for such a loan. The loan is repaid once the borrower moves out or dies. These loans are a great option for cash-strapped seniors. The first reverse mortgage was introduced in 1989 where seniors over 62 years were able to access a part of their home equity without having to vacate the house. This read offers information on reverse mortgages.

There are a lot of motivations that may lead to a reverse mortgage. In most cases, people use this option to pay off debt. The bank will make the payments to the borrower based on a percentage of his/her accumulated home equity. The loan has to be repaid only after the borrower permanently moves out, dies, or sells the home. The amount you can obtain from a reverse mortgage is determined by several factors such as your age, interest rate, and the value of the home. You should use the particular home as your primary residence to become eligible for a reverse loan. Usually, the more valuable your home is and the older you are, the more money you can get from this type of loan. For more information check out Franklinfirstfinancial.com

There are many advantages as well as disadvantages of availing yourself for a reverse loan. Some of the benefits of such an investment are: the borrower does not require to pay the loan on a monthly basis, the proceeds can be used to pay off debts, funds will improve your monthly cash flow, and the money can pay off the existing mortgage. The cons of the loan are: closing charges & fees could be high, the borrower should continue to pay property taxes & homeowner insurance, and the loan can complicate your wish of keeping the house within the family.

The read as mentioned earlier offers information on what is a reverse mortgage as well read the Main Page of Franklinfirstfinancial.

What Visitor Numbers Can You Expect From Your SEO Efforts?

How many visitors reach your website depends much on SEO, whether you think so or not. Advertising your online business can be very exciting, watching PPC campaigns and social media send customers to your site in droves. Many of them will hopefully be return customers, but you can’t just depend on online marketing which is paid to break your business. It’s all about the organic traffic, the real numbers. These are the customers that find you via the search engines, and that is how the real money is made.

Let’s say you launch a PPC campaign and send 5,000 customers to your site over the next 30 days. From month to month, you continue to advertise your business, but you also focus on SEO. From the beginning, you set up your site appropriately, and as you continue to work on search engine optimization, the traffic numbers for your site slowly starts to rise. For the first six months, you realize that your advertising efforts are outperforming your SEO efforts.

Then everything changes. You log on to look at your statistics for the 7th month and let’s say you see something like this. For the 7th month, your advertising efforts have brought you traffic to the tune of 20,000 visitors. You see that your organic traffic numbers have blossomed to the point that you have 100,000 visitors via the search engines. While you will still have to continue working on SEO, one of the major benefits of organic traffic is that the search engines have your site indexed to the point that you should keep getting that type of traffic regularly.

In other words, you aren’t expected to keep coming up with creative advertising campaigns to get that traffic. You worked hard to index your site. As mentioned, you’re going to have to keep working on SEO strategies to maintain your position, but it’s still much easier than only relying on advertising. In essence, SEO makes or breaks an online business.

Quality Treatment Available for Injured or Disabled People in New York

When it comes to being injured or disabled in New York, you will have a plethora of options in front of you for treatment, and that is a major positive. There are various places in the world where these choices are not made available, and it can hinder the quality of life tremendously. To ensure this does not take place in your life, it is time to take on the right treatment options that are available to you. There are therapeutic solutions on offer that can do wonders for the body and make it easier to live on a regular basis and do things as you wish.

Here are the best options for the lot for you to go through as a patient.

New York Sports Med and Physical Therapy

This is a world-class facility that is often frequented by people from all over the world. The idea of the service offered by the Occupational Therapist is to personalize treatments and have the finest specialists on your side to aid the procedures that are being put forward.

This is a leading institution that has done great work in New York City for years upon years.

It is a great option.

Active Care Physical Therapy

Located in Midtown, this is an excellent option that has all of the treatment requirements in place for patients who are injured or disabled. It is also home to some of the best professionals in the field and is often cited as being a leader among the clinics on offer.

These are the two places you can be guaranteed to get value for your time, and that is a must when you are looking to take steps towards a healthier life where your injury or disability does not get in the way of what you are doing.

Who You Should Contact When You Are Placed In Custody

If one of your family members is arrested for whatever reason, it can be a frightening situation for the whole family. The tension becomes even worse if the person is arrested for the first time. But the legal system in the United States says that a person is innocent until he or she is proven guilty. Hence, you have the opportunity to post bail bonds Elizabeth, NJ and get out of jail while your case is heard in a court of law. The problem arises if you are not in a position to afford the bail amount set by the individual judge. That’s where the services of a reliable bail bonding company come in handy. This read offers information on who you need to contact when you are placed in custody.

The services of a reliable bail bondsman come in handy when you are under stress due to the sudden arrest of your loved one. They help you save money in the process. When a family member is suddenly arrested, you may not be able to come up with the required amount of the bail bond. The bail bondsman can help you cover the upfront cost. Although you may have to pay a small fee for their services, you are relieved of a lot of stress thanks to the services of a reliable bail bondsman.

An experienced bail bondsman is up-to-date with the procedure involved in getting your loved one out of jail as quickly as possible. They can help you navigate through the difficult period in your life. That’s why you need to pick a reputable and experienced bail bonding company in the area. They will help you have peace of mind while they take care of the release of your loved one.

Olympic Athletes And The Law

olympia-1535220_640Olympic athletes are often put on a pedestal when it comes to their abilities.

However, even these gifted individuals can get into trouble with the law, get arrested, need to post bail and serve a sentence. Sadly, there has been way too many cases of this not including the Michael Phelps Marijuana Scandal. 

Let’s take a look at some of the bigger examples when it comes to Olympic athletes who didn’t do a good job of staying on the right side of the law in their area.

1) Oscar Pistorius

This is one of the bigger cases that has been seen in recent times. He rose to fame after running with a disability at the Olympics. He won the hearts of everyone.

However, this was short-lived as news came out he had shot his girlfriend. She was murdered after he killed her at his home.

This led to an extensive case against him and various days in court. In the end, he was convicted of culpable homicide and six years in jail.

2) Lance Armstrong

The famous cyclist whose name has been spread across the planet as one of the greatest to have ever lived does not have that moniker any longer. He was seen using PEDs for his wins and was even found to have assisted others in the matter as well.

3) Tonya Harding

She was a famous Olympic skater who was caught in turmoil with her teammate. They were bitter against one another, but Tonya Harding took it a step further by asking to have her teammate attacked.

This was done by her ex-husband on her behalf.

The court case went on for eight months before she was banned for life.

These are just some of the athletes who have got in trouble with the law and brought shame to their nations and all that they have done in their past as athletes.

And now we have Ryan Locate. These are the people we chose to represent our country!

The History Of The Croatian Olympic Team

croatia_basketball_olympic_team_2008_wallpaper_wallpapersuggest_com-1280x1024It was not until 1992 that Croatia finally competed in the Olympics as an independent team. Since then, they have competed in every Olympic Games held. Their Olympic committee was created as early as 1991, but was not formally recognized until 1993. In total, their athletes have won an astounding twenty five medals. Eight of those were gold medals in summer sports, placing them in the 57th rank overall.

Despite being a relatively new team compared to others, Croatia has been performing surprisingly well at the Olympics. The 2016 Summer Olympics in Rio are looking to be the best so far with an outstanding lineup of top-tier athletes.

A Look At Their Past Success.

In 1896 Croatia appeared at the Olympics, but they played for several different countries. In 1992, at Barcelona, they finally began playing for their own country. Since then, they have left their mark on the Summer Olympic Games. However, they have been winning medals even before they were their own team.

The first Croatian medal won in the Olympics was actually in 1900 by Milan Neralic for fencing. Finally, in 1992, Croatia began to play for themselves and was represented by a total of 39 athletes at the Barcelona games.

That year the Croatian basketball team took home the silver medal, placing second to the USA Dream Team. They also took home two bronze medals from singles tennis and one bronze medal in doubles tennis.

Later, in 1996, Croatia joined the Summer Olympic games with a total of 84 athletes competing in Atlanta, Georgia. Their basketball team didn’t perform quite as well because of the loss of their previous captain, but the Croatian handball team made up for a loss with a gold medal. This gold medal marked the first time that the Croatian Anthem was played at the Olympics. Since then, they have won numerous medals, including gold, and millions of fans know their anthem by heart.